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Export Loan requirements and conditions

What does an Export Loan cost?

The project pays interest on an Export Loan from EKF. Interest is set individually, but is determined by:

  • The loan term
  • The loan amount
  • The loan currency
  • The credit rating of the borrower
  • The project country in which the project is implemented

EKF offers Export Loans with a variable or fixed interest rate. Interest and terms are t based on market rates and vary from case to cases.

Costs are also payable for the administration of the loan.

Credit period

EKF must rate the project as creditworthy before we issue the loan.

The Export Loan is subject to a credit period of between 2 and 15 years. The loan may, however, be extended for a period of up to 18 years in the case of renewable energy and water supply projects.

EKF facilitates Export Loans through a bank, and the loan is based on the bank's lending terms in addition to EKF's terms.

Who is eligible for an Export Loan?

Companies within all sectors and of all sizes are eligible, and there are no restrictions on the loan amount.

What does EKF cover?

Commercial risk means that your company's buyer is unable to pay due to liquidation, insolvency or because the buyer is unwilling to pay.

Political risk means that your company does not receive payment for products due to impediments in the country you are exporting to. Such impediments include war (external armed conflict and domestic political violence), currency shortage, restrictions on use of currency, import or export bans and interventions by local authorities that make it impossible to receive payment for the products.

Environmental and social sustainability requirements

When your company's business with EKF totals more than DKK 25 million we assess your company's approach to the environment and human rights.